Senior PHP Developer with 14+ years building scalable, high-performance backend systems — with deep specialization in fintech payment platforms and enterprise SaaS. Currently architecting payment gateway integrations and financial operations logic for Paymentico, a global fintech platform, at Mayflower.
My core expertise spans Laravel, RESTful API design, MySQL, PostgreSQL, Redis, ElasticSearch, AWS, Docker, and Nginx, applied through SOLID principles and Domain-Driven Design. Previously, I built privacy-compliance infrastructure for CCPA/GDPR-regulated SaaS (Clarip), led architecture refactors for banking transaction platforms (PrePay), and scaled Azerbaijan's largest auto-classifieds platform (BestComp/MashinAL) as a technical lead.
I focus on systems where reliability and performance directly affect the business — payment processing, financial reporting, and data-sensitive platforms — and I've consistently reduced query latency, shipped high-impact features, and stabilized complex integrations at scale.
Open to senior/lead backend roles in fintech or high-growth SaaS. Also write on PHP architecture and design patterns at kongulov.dev and contribute on GitHub — happy to connect.
ABOUT ME
Ramiz Kongulov
Senior PHP Developer | Laravel | Fintech, Payment Systems, Scalable Backend Architecture
Download resume (PDF)SUMMARY
EXPERIENCE
Senior PHP Developer
Mayflower (Remote)
Dec 2025 - Ongoing
Limassol, Cyprus
• Integrate global and regional payment gateways into the Paymentico fintech platform, ensuring secure and reliable transaction flows for merchants worldwide.
• Reduce payment processing latency by redesigning CRUD APIs and service-package logic for complex financial operations.
• Cut complex query execution times through deep database performance tuning across transactional and analytical workloads.
• Build and enhance administrative control panels and monitoring tools, and resolve critical integration blockers to keep the platform stable and data consistent.
• Reduce payment processing latency by redesigning CRUD APIs and service-package logic for complex financial operations.
• Cut complex query execution times through deep database performance tuning across transactional and analytical workloads.
• Build and enhance administrative control panels and monitoring tools, and resolve critical integration blockers to keep the platform stable and data consistent.
Senior PHP Developer
Clarip (Remote)
Dec 2022 - Dec 2025
Philadelphia, Pennsylvania, US
• Built core features of an enterprise privacy-management SaaS platform, ensuring compliance with CCPA, GDPR, ePrivacy, and other data privacy regulations.
• Designed and implemented scalable, secure, high-performance solutions for complex privacy requirements across diverse industries.
• Delivered tailored client solutions by collaborating with legal, compliance, and customer success teams.
• Integrated analytics and reporting tools, giving clients actionable insights into their privacy management processes.
• Designed and implemented scalable, secure, high-performance solutions for complex privacy requirements across diverse industries.
• Delivered tailored client solutions by collaborating with legal, compliance, and customer success teams.
• Integrated analytics and reporting tools, giving clients actionable insights into their privacy management processes.
Senior PHP Developer
PrePay Electronic Payments (Remote)
Aug 2021 - Dec 2022
Ramat-Gan, Israel
• Shipped 20+ new product features, improving user experience and the product's market competitiveness.
• Led a full refactoring of the application architecture, improving performance and scalability for growing transaction volumes.
• Integrated banking transaction providers, ensuring secure and efficient payment processing.
• Built account opening, transaction management, bill payments, payment control, invoicing, document generation, and e-signature functionality.
• Led a full refactoring of the application architecture, improving performance and scalability for growing transaction volumes.
• Integrated banking transaction providers, ensuring secure and efficient payment processing.
• Built account opening, transaction management, bill payments, payment control, invoicing, document generation, and e-signature functionality.
Lead PHP Developer
BestComp Group
Sep 2019 - Aug 2021
Baku, Azerbaijan
• Led the development team of MashinAL (mashin.al), Azerbaijan's leading auto catalog and classifieds platform.
• Expanded the region's most comprehensive vehicle catalog, including technical specifications, modifications, and generations.
• Directed technical development to improve site performance, user experience, and data management.
• Aligned the product roadmap with market demand by collaborating with cross-functional teams.
• Expanded the region's most comprehensive vehicle catalog, including technical specifications, modifications, and generations.
• Directed technical development to improve site performance, user experience, and data management.
• Aligned the product roadmap with market demand by collaborating with cross-functional teams.
Senior PHP Developer
InvestAZ Securities Inc
Jun 2014 - Mar 2019
Baku, Azerbaijan
• Built new websites and projects, expanding the company's digital portfolio and market reach.
• Maintained and extended existing websites with new features, improving functionality and user engagement.
• Developed the second version of the company's CRM, automating parts of production processes and generating periodic financial reports for accounting, government agencies, tax authorities, and the national bank.
• Maintained and extended existing websites with new features, improving functionality and user engagement.
• Developed the second version of the company's CRM, automating parts of production processes and generating periodic financial reports for accounting, government agencies, tax authorities, and the national bank.
Middle PHP Developer
Start Interactive Agency
Apr 2012 - May 2014
Baku, Azerbaijan
• Developed new websites and projects for agency clients.
• Maintained and improved existing websites, adding features to enhance user experience and meet client requirements.
• Collaborated closely with the team to solve technical issues and deliver effective solutions.
• Maintained and improved existing websites, adding features to enhance user experience and meet client requirements.
• Collaborated closely with the team to solve technical issues and deliver effective solutions.